Credit and Insurance Processor I

Join Our First State Bank Family!

First State Banks mission is to treat the community as our home, customers as our neighbors, employees as our family, and by so doing, create value for our shareholders. Our Core Values are: Genuinely Care, Trust, Relentless Improvement and Accountability. All FSB employees perform their daily job responsibilities following these guiding principles in all aspects.

Benefits of Working at First State Bank:

• Minimum Starting Rate of $15
• Growth Opportunities
• Employer Paid Employee Health Insurance
• Vision, Dental and Other Great Benefits
• 401K and Employee Stock Ownership Match Options
• Paid Time Off
• Paid Federal Holidays
  
  
  

Summary:

A Credit and Insurance Processor I provides general support for all of Loan Operations and lending staff in the bank. A credit processor reviews documents, tracks documents and financials, and assists lending staff while maintaining policies and procedures. No experience is required.

Essential Job Duties & Responsibilities:

• Provides general support to Loan Operations, Lenders, Originators, Processors, Managers, as well as auditors and examiners.
• Reviews all new loan instructions to ensure that proper documentation is provided and all policies and procedures were followed.
• Reviews loan files to track for all documents, financials and covenants.
• Responsible for scanning documents into file storage systems.
• Tracking insurance requirements and supporting documentation.
• Maintaining Escrow accounts and tax payments.
  
  
  

Other Job Duties

• Tracking and funding construction real estate loans.
• Providing credit checks and account verifications.
• Filing and tracking UCCs and other lien information.
• Applying and maintaining force placed insurance policies.
  
  
  

Qualifications

Knowledge, Skills & Abilities:

• Customer and Personal Service -- Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
• English Language -- Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
• Mathematics -- Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.