Loan Clerk

FCN Bank Loan Clerk

Department: Loan Operations

Job Status: Full-time

FLSA Status: Non-Exempt

Reports to: Loan Operations Supervisor

Amount of Travel Required: Local

Positions Supervised: None

Work Schedule: Monday – Saturday

Position Summary

As a Loan Clerk at FCN Bank, you will play a vital role in the post-closing functions for loans, ensuring the smooth management and organization of loan-related activities. This position offers the opportunity to contribute to a community-focused bank that values family, community-mindedness, ownership, excellence, and generosity.

Essential Functions

• Insurance Coverage Management: Maintain and manage insurance coverage requests for the bank’s non-mortgage loan portfolio.
• Filing and Mail: Handle all departmental filing and mail, ensuring documents are properly organized and accessible.
• Loan File Management: Organize loan files and dismantle closed files, ensuring accurate record-keeping.
• Release of Paid-off Files: Manage the release process for paid-off loan files.
• Lien Filing: File liens on titles as required.
• Document Scanning: Scan paperwork to ensure digital records are up-to-date.
• 4 Sight Review: Conduct daily reviews using the 4 Sight system.
• Coupon Book Review: Review and manage coupon book orders.
• Collateral Tracking: Input and maintain collateral tracking records.
• Customer Service: Answer phones and assist customers with loan-related inquiries, embodying our community-minded values.
• Payment Processing: Handle credit card payments and floorplan servicing with accuracy and efficiency.
• Loan Transactions: Process loan payments and disbursements via phone, in person, or by email.
• Payoff Statements: Prepare accurate payoff statements for loans.
• Front-line Support: Assist front-line staff with loan-related questions and issues.
• Backup Functions: Provide backup for other functions as assigned, showcasing your flexibility and team spirit.
• Reconciliation: Reconcile general ledger balancing and corrections, ensuring financial integrity.
• New Loan Input: Input new loans into the system.
• Notary Services: Provide notary services as applicable.
  
  
  

Skills & Abilities

Experience and/or Education:

• High School Graduate or General Education Degree (GED): Required
• One plus years of experience in Banking
• Microsoft Word, Excel, Outlook, and Loan Operating Systems
  
  
  

Skills:

• Excellent verbal, written, and communication skills.
• Proficient in Microsoft Office Suite or related software.
• Strong organizational skills with a keen attention to detail.
• Ability to work independently and as part of a team.
• Demonstrated problem-solving abilities and a proactive approach.
  
  
  

Why Join FCN Bank?

At FCN Bank, we are more than just a financial institution; we are a cornerstone of the community. Our mission is to build stronger businesses and financially wise families for generations to come. As a Loan Clerk, you will have the opportunity to make a meaningful impact. Join us and be a part of a team that not only supports your professional growth but also makes a positive difference in the community. Apply today to embark on a fulfilling career with FCN Bank.