Kora - AI and Cash Flow Underwriting

We help financial institutions make faster, smarter credit decisions by turning raw bank transaction data into actionable insights. Our flagship product, KoraConnect, lets lenders verify income, assess affordability, and detect fraud — all in under two minutes. Instead of relying only on credit scores, lenders can use real-time cash flow data to qualify more borrowers while managing risk. KoraConnect works seamlessly with your existing Loan Origination System (LOS) or LMS. We offer lightweight APIs, clean documentation, and real support — so integration takes days, not months. Lenders using KoraConnect have improved approval rates, reduced defaults, and shortened underwriting times. Whether you’re lending to thin-file consumers, evaluating gig economy income, or verifying bank statement uploads, KoraConnect delivers the clarity you need to say yes more often.