Kudos

Kudos is your AI-powered smart wallet that helps you earn more, spend smarter, and unlock hidden value from your credit cards. It recommends the best card to use at checkout, suggests the best new card to add based on your real spending, and tracks your benefits so you never miss out.

💳 Smart card recommendations – Always use the right card at checkout, and discover your next best card based on your actual spending patterns.

💰 Extra cashback from brands – Earn 2–3x more than other apps with Kudos Boost, which passes back 100% of commissions from 15,000+ stores like eBay, Sephora, Adidas, Expedia and Saks.

📈 AI-powered Insights – Personalized, proactive tips that show you where you're missing out and how to earn or save more across your wallet.

🎁 Track card benefits automatically – Get reminded about perks like monthly credits, extended warranty, travel insurance, and more—no manual tracking required.

⚡ Faster checkout – Securely autofill your best card at thousands of stores like Walmart, Sephora, and Macy’s.

📊 One dashboard for credit + bills – Monitor your credit score and card payments in a single, seamless view.

And yes, it’s 100% free.