Santander Consumer Finance

Santander Consumer Finance (SCF) is a leading consumer finance bank. It is present in 16 European countries, Canada and China.

Its business activity is focused on supporting its customers by offering them the best banking and financial solutions, and helping its partners (OEMs, dealers and merchants) to boost their sales capacity by financing their products and developing advanced technologies to give them a competitive edge.

With 14,000 professionals at the end of 2025, SCF serves 16 million customers and 130,000 point of sale partners.

It is part of Digital Consumer Bank, one of the five global businesses of Banco Santander, which encompasses the consumer finance business of the group worldwide.