The Hamm Team

We are The Hamm Team. A team of 3 Mortgage Lenders (Rick Hamm (NMLS #187346), Zach Pomeroy (NMLS #1626734), and Nyk Harper (NMLS #2142116)), who collectively have over 40 years of experience in the industry, and are licensed in 7 states (CO, FL, ID, SD, TX, UT, & WY). Buying a home should be a fun and exciting process, not a scary and stressful one. Our team will ensure you get the best buying experience possible, with the lowest rates available.