Understanding the True Value of a Certificate of Insurance After a Claim

A Certificate of Insurance can look fine before a job starts.

It may show active policy dates, liability limits, insurance company information, and your business listed as the certificate holder.

But after a claim happens, the real question becomes: what does the actual policy say?

That is when you may find out the work was excluded, an endorsement was missing, or certificate holder did not mean additional insured.

Feeling protected is not the same as being protected.

#insurancepolicy #claimmanagement #businessprotection #certificateverification #liabilitylimits